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Investing in the Funds involves risk. Equity securities are more volatile and carry more risk than other forms of investments. Investments in fixed income securities are subject to interest rate risks. The principal value of a bond falls when interest rates rise and rises when interest rates fall. During periods of rising interest rates, the value of a bond investment is at greater risk than during periods of stable or falling rates. The Funds are new to the market and possess no performance history. There is no guarantee that the Funds will achieve their objectives.

“Dow Jones,” “DJ Indexes,” and “Dow Jones U.S. Target Date Indexes” are service marks of Dow Jones & Company, Inc. and have been licensed for use for certain purposes by American Independence. Investment products based on the Dow Jones U.S. Target Date Indexes are not sponsored, endorsed, sold or promoted by Dow Jones, and Dow Jones makes no representation regarding the advisability of investing in such product(s) or any component thereof.

Shares of the NestEgg Dow Jones Target Date Funds and the American Independence Funds are distributed by Foreside Distribution Services, LP, which is not affiliated with American Independence Financial Services, LLC.


For more complete information, request a prospectus by calling 866-410-2006. You should read and consider the fund’s investment objectives, risks, charges and expenses carefully before you invest or send money. Information about these and other important subjects is in the Funds’ prospectus.


NOT FDIC INSURED MAY LOSE VALUE NO BANK GUARANTEE

©2005 American Independence Financial Services, LLC